Terms of Use

1. Service Overview:

As your financial advisory firm, we provide secure digital onboarding and ongoing financial services through our platform, which is powered by our technology partner, Super Amplify LLC. This platform handles sensitive financial data including portfolio information, investment strategies, personal financial statements, tax documentation, and other confidential materials essential for our advisory relationship.

2. Client Responsibilities:

As our client, you are responsible for: (a) providing accurate and complete financial information, (b) promptly updating any changes to your financial situation, (c) maintaining the confidentiality of your login credentials, and (d) immediately notifying us of any unauthorized access or security concerns. The accuracy of our financial advice depends on the completeness and accuracy of the information you provide.

3. Confidentiality and Data Usage:

All financial information you provide, including but not limited to investment portfolios, retirement accounts, estate planning documents, insurance policies, tax returns, and personal identification information, is protected under our strict confidentiality protocols. This information is used exclusively for providing personalized financial advisory services, regulatory compliance, and fiduciary obligations.

4. Technology Infrastructure:

Our digital platform is built and maintained by Super Amplify LLC, our authorized technology provider. They implement enterprise-grade security measures including AES-256 encryption, secure cloud infrastructure, and continuous security monitoring. All data processing adheres to financial industry standards and regulatory requirements.

Privacy Policy

1. Information Collection:

We collect and process detailed financial information including: investment account statements, tax documents, estate planning materials, retirement account details, insurance policies, income verification, net worth statements, risk tolerance assessments, and investment objectives. This information is essential for fulfilling our fiduciary duties and providing comprehensive financial advice.

2. Security Measures:

Through our partnership with Super Amplify, we implement comprehensive security protocols including: end-to-end encryption, secure data centers, role-based access controls, and continuous security monitoring. Our security framework complies with SEC regulations, FINRA requirements, and applicable federal and state privacy laws.

3. Information Sharing:

Your information is shared only with: (a) authorized personnel within our firm who need access to provide advisory services, (b) regulatory bodies as required by law, (c) third-party service providers necessary for account management (such as custodians), and (d) Super Amplify LLC as our technology provider, bound by strict confidentiality agreements. We maintain detailed access logs and regular security audits of all data access.

4. Regulatory Framework:

Our data handling practices comply with SEC Regulation S-P (Privacy of Consumer Financial Information), GLBA (Gramm-Leach-Bliley Act), and applicable state privacy laws. We maintain written information security procedures and regularly update our policies to reflect new regulatory requirements. Our technology partner, Super Amplify, maintains SOC 2 Type II compliance and adheres to financial industry security standards.

5. Data Retention and Disposal:

We retain your financial information for the duration specified by regulatory requirements and our service agreement. This includes a minimum retention period of five years for advisory records as per SEC requirements. When disposal is permitted, we use secure methods including certified digital destruction and physical shredding services.

6. Breach Notification:

In the event of a data breach affecting your personal information, we will notify you promptly as required by applicable laws and regulations. We maintain incident response procedures and coordinate with Super Amplify to ensure swift detection and resolution of security incidents.

By engaging our financial advisory services, you acknowledge and accept these terms and privacy policies. We recommend reviewing these policies periodically as they may be updated to reflect regulatory changes or service improvements. For questions about our privacy practices, please contact your financial advisor or our compliance department.