Plan your retirement withconfidence and clarity
Build your financial profile in minutes. Visualize projections, explore scenarios, and get personalized insights for your retirement journey.
Important: This platform provides calculation tools only and does not offer financial advice. We are not financial advisors. Always consult qualified professionals before making financial decisions.
*Source: Empower Survey 2025
55% of Americans feel unprepared for retirement
Discover insights from Empower's survey of 2,177 Americans about retirement readiness.
View insights reportWhy knowing your retirement status matters
Most people have no idea if they're on track. We help you find out.
Complete financial picture
See all your assets, liabilities, income, and expenses in one place. Understand your complete financial health.
AI-powered projections
Generate retirement projections and explore different scenarios. Visualize potential outcomes based on your inputs.
Track your progress
Monitor your retirement readiness over time. See how your decisions today impact your future.
Start your financial journey with clarity
People often feel overwhelmed by financial products and conflicting advice. We help you cut through the noise and make confident decisions.
“The first step to building wealth is understanding where you are today.”
Overwhelmed?
Too many options
No direction?
Unsure what to prioritize
Missed opportunities?
Uncertainty holds you back
We can help
Get clarity today
Take control of your financial future
Get a complete picture of where you are today and understand how your decisions work together.
Protection
Safeguard what matters
Investments
Optimize your assets
Debt
Reduce faster
Cash flow
Manage effectively
Get the complete view of your finances
Our process helps you get organized and puts you in control of your financial future.
Get started freeMillions lack access to retirement plans
42% of full-time workers and 79% of part-time workers don't have access to employer retirement plans.
That's 53.7 million workers without a plan—making it crucial to understand your own retirement readiness.
Source: Economic Innovation Group, 2025
See where you standExplore the gap
Who is left out of retirement savings?
Loading...
Having access isn't enough
Even among workers who have access to a retirement plan, many don't participate—missing out on employer matches and tax advantages.
Full-time workers
Not participating in available plans
Part-time workers
Not participating in available plans
Why does this matter?
Non-participation means leaving employer matching contributions on the table and missing out on decades of compound growth. Understanding your options is the first step to taking action.
Source: Economic Innovation Group analysis of Census Bureau SIPP data (2025).
Build Your Retirement Plan TodayAccess is only half the battle
Even with access, many don't participate—missing out on:
Employer matching
Free money that doubles your savings
Compound growth
Time is your most powerful tool
Tax advantages
Reduce taxable income while saving
Our tools help you understand your retirement picture—with or without an employer plan.
How it works
Three simple steps to understand your retirement readiness
Build your profile
Answer simple questions about your income, assets, and expenses. Takes just 5 minutes.
Get your projection
See your projected net worth, Social Security benefits, and monthly retirement income.
Explore scenarios
Use AI tools to explore different scenarios and see how decisions impact your future.
Don't let system gaps affect your future
Millions of workers are left out of employer retirement plans. Our tools help you understand where you stand.
- See how your situation compares
- Visualize what contributions could mean
- Explore how to close the gap
Who gets left out?
Source: Economic Innovation Group, 2025
Your data is protected
Enterprise-grade AES-256 encryption means your financial data is protected with the same standards used by Fortune 500 companies.
256-bit encryption
Data encrypted in transit and at rest
AI-protected identity
Protected from AI training and unauthorized access
Secure infrastructure
Continuous monitoring and regular audits
Privacy first
Your data is never sold or shared
Retirement is more than finances
A successful retirement combines financial planning with health, purpose, and meaningful engagement.
Financial planning
- Estimate 70-90% of pre-retirement income
- Plan for healthcare and inflation
- Diversify with balanced portfolio
- 3-4% safe withdrawal rate
Health & well-being
- Stay physically active
- Keep your mind sharp
- Maintain social connections
- Nurture relationships
Purpose & engagement
- Pursue hobbies and passions
- Volunteer and mentor
- Continue learning
- Stay connected to community
Plan for your whole life, not just your finances
The best retirement planning considers health, happiness, purpose, and connections.
Start planning todayReady to plan your retirement?
Join thousands using our tools to explore retirement scenarios and build their financial future.
Important Disclaimer
Please read before using our platform
Not Financial Advice: MyRetirementPlan.ai, Inc. provides calculation tools and projections based on data you provide. We do not provide financial advice or personalized planning services.
Educational Purpose: All projections and AI-generated insights are for educational purposes only and should not be considered professional advice.
No Fiduciary Relationship: Using this platform does not create any advisory or fiduciary relationship.
Consult Professionals: Before making financial decisions, consult with qualified advisors who can provide personalized advice.
No Guarantees: Past performance does not guarantee future results. All projections are estimates and may not reflect actual outcomes.
Your Responsibility: You are solely responsible for your financial decisions.
We are: A fintech platform providing calculation tools.We are not: Financial advisors or providers of personalized advice.
Questions? We're here to help
Contact our support team for assistance
Email Us
We'll respond within 24 hours
MyRetirementPlan.ai, Inc. - Financial Technology Company