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Disclaimer

Important information about using My Retirement Plan

PLEASE READ CAREFULLY

This platform is NOT a financial advisor and does NOT provide financial advice. All information is for educational purposes only.

Not Financial Advice

My Retirement Plan is a financial technology platform that provides calculation tools, projections, and visualizations. We are NOT:

  • Financial advisors or investment advisors
  • Certified Financial Planners (CFP)
  • Registered Investment Advisors (RIA)
  • Broker-dealers or securities dealers
  • Tax advisors or accountants
  • Legal advisors or attorneys
  • Insurance agents or brokers

Nothing on this platform should be construed as financial, investment, tax, legal, or professional advice. We do not recommend any specific investments, financial products, or strategies.

No Fiduciary Duty

We do not act as a fiduciary. We have no duty to act in your best interest regarding financial matters. We do not provide personalized recommendations based on your individual circumstances, goals, or risk tolerance.

Educational Tool Only

This platform is designed as an educational tool to help you:

  • Organize your financial information
  • Perform retirement calculations
  • Visualize different financial scenarios
  • Explore "what-if" projections
  • Learn about retirement planning concepts

All outputs are based solely on the data and assumptions you provide. They are meant to help you explore possibilities, not to direct your financial decisions.

No Guarantees or Warranties

We make no guarantees, warranties, or representations about:

  • Accuracy: Calculations may contain errors or be based on incorrect assumptions
  • Completeness: Projections may not account for all relevant factors
  • Future Results: Past performance does not guarantee future outcomes
  • Suitability: Tools may not be appropriate for your specific situation
  • Reliability: Platform may experience downtime, bugs, or technical issues

Limitations of Projections

All retirement projections and financial calculations are subject to significant limitations:

  • Assumptions: Based on assumptions that may not reflect reality
  • Market Volatility: Cannot predict market crashes, recessions, or economic changes
  • Personal Changes: Cannot account for job loss, health issues, or life changes
  • Inflation: Inflation rates may differ significantly from projections
  • Tax Changes: Tax laws and rates may change
  • Regulatory Changes: Social Security and other programs may change
  • Simplified Models: Real financial situations are more complex than our models

AI-Generated Content

Our platform uses artificial intelligence to generate insights and projections. AI-generated content:

  • May contain errors, inaccuracies, or hallucinations
  • Should not be relied upon as professional advice
  • Is based on patterns in data, not personalized analysis
  • Cannot replace human judgment and expertise
  • Should always be verified with qualified professionals

Your Responsibility

You are solely responsible for:

  • All financial decisions you make
  • Verifying the accuracy of calculations and projections
  • Consulting with qualified professionals before making decisions
  • Understanding the limitations of the tools
  • Ensuring the platform is appropriate for your needs
  • Any financial losses or consequences of your decisions

Consult Qualified Professionals

Before making any financial decisions, you should consult with:

  • Financial Advisors: For personalized financial planning and investment advice
  • Tax Professionals: For tax planning and compliance
  • Legal Counsel: For estate planning and legal matters
  • Insurance Agents: For insurance needs and coverage
  • Accountants: For accounting and financial reporting

These professionals can provide personalized advice based on your specific circumstances, which our platform cannot do.

No Liability

To the maximum extent permitted by law, we are not liable for any losses, damages, or consequences arising from your use of the platform, including but not limited to:

  • Financial losses or investment losses
  • Missed opportunities or poor financial decisions
  • Errors in calculations or projections
  • Platform downtime or technical issues
  • Data breaches or security incidents
  • Any other direct or indirect damages

Bottom Line

Use this platform as a starting point for exploring your retirement future, but always consult with qualified financial, tax, and legal professionals before making important financial decisions. We provide the tools; you make the decisions with professional guidance.

Questions About This Disclaimer?

Contact Super Amplify LLC

Super Amplify LLC is a financial technology company, not a financial advisor.